If you’re an Apple Card user, starting today purchases directly from Apple will offer a new payment option: 0% financing monthly installments using Apple Card.
Before today, 0% financing with Apple Card has been available for new iPhone purchases, but on a recent quarterly earnings call Tim Cook shared that the company was planning to expand that option to more product categories. One week before WWDC kicks off, Apple has launched that expanded array of financing options for its other products. If you live in the US – the only place Apple Card is currently available – then when using the Apple Store app or browsing the store at apple.com, you’ll see monthly payments as a new option.
Pay for new Apple products over time, interest-free with Apple Card. Just select Apple Card Monthly Installments when you check out.
The length of the 0% financing offer varies based on the product you purchase. Lower cost products such as AirPods and AirPods Pro offer 6-month payment plans, whereas more expensive products like iPads and Macs offer 12-month plans. Curiously, the Apple Watch is the one major product without financing options available.
Fun fact: thanks to Apple Card monthly installments you can now get a maxed-out rack-mountable Mac Pro for the low price of just $4,491.58 per month.
After the set period for 0% financing expires, the remaining balance of the product will be charged to your Apple Card and be subject to your standard interest rate.
I’ve had an Apple Card since the product first launched, and love it. Adding new, more flexible payment options for Apple purchases seems like a no-brainer new option, and I’m sure I’ll be using it for my next big purchase.
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Ryan is an editor for MacStories and co-hosts the Adapt podcast on Relay FM. He most commonly works and plays on his iPad Pro and bears no regrets about moving on from the Mac. He and his wife live in New York City.