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Apple Announces Apple Card Family

At this morning’s keynote, Apple announced an update to Apple Card in which family members can be co-owners of a single card. Apple Card Family accounts will have merged credit lines so that all members can build their credit equally on shared purchases. The feature ties into Apple’s Family Sharing feature, and is available for sharing Apple Cards with children as well.

Apple Card Family includes parental controls like credit limits to help teach healthy credit card habits. For adults, all members of the family can track and manage their spending habits together.

Up to five people can be added to an Apple Card Family account, but all of them must first be part of an Apple Family Sharing group. While children can be added too, they must be at least 13 years of age. Existing Apple Card users can merge their accounts together into a new Apple Card Family account. Merging accounts will combine their credit limits, but the resulting APR will just be the lowest of the merged accounts.

Apple Card’s usual 1%-3% Daily Cash benefits are unchanged for Apple Card Family, but now even more merchants are part of the 3% Daily Cash program. These include Uber (and Uber Eats), Walgreens, Nike, Panera, T-Mobile, and ExxonMobil. You can find the full Daily Cash benefits and more information on Apple Card on Apple’s website.

Apple Card Family is launching this May.


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